Newspaper Archive of
Mountain Messenger
Lewisburg, West Virginia
August 2, 1990     Mountain Messenger
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August 2, 1990

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8A The Mountain Messenger, Thursday, August 2, 1990 West Virginia Bankers Elect New Officers At Resort Confab Denver k Hipp, chief executive officer and cashier of Jefferson Se- curity Bank, Shepherdstown, has been elected president of the West Virginia Bankers Association. Mr Hipp was elected at the association's annual convention held July 26-28 at The Greenbrier Hotel, White Sulphur Springs. Other officers elected include president-elect Richard Homan, president and chief executive offi- cer, Pendleton County Bank, Fran- klin: and vice president A. Michael Perry, chairman of the board, First Huntington National Bank, Hunting- ton. C. R. Hill, Jr., president of Mer- chants and Miners National Bank, Oak Hill, is outgoing president of the association. The Messenger Brings You News By ANDREA GAINER WVU Extension Agent, Home "Don't leave home without them." While you may take that company's advice, you may decide to buy an- other company's checks. Before you buy that particular company's traveler's checks -- or any company's traveler's checks, shop around. Travelers checks make handy companions. They are more easJ!y negotiable than per- sonal checks and safer to carry than cash. Yes, take them with you. But do shop around before you buy. Serv- ice charges for checks vary. Em- ployers, travel clubs, or banks may offer reduced service charges as a benefit to members or customers. Remember that your membership fees or a required minimum bank balance is offsetting those reduced charges. Besides asking about service charges, ask how to get a refund if the checks are lost or stolen. If the refunding agent is nowhere near your destination, you may need to look for another issuing company. Also ask about exceptions to get- ting immediate refunds. If you lose your checks on a holiday, you may have problems getting a refund tile same day. Take some care when using checks also. Keep a list of check numbers separate from tile checks. Unless you can produce it when checks are lost you'll get no refund Make an extra list also that you can give to a traveling companion for safekeeping. Or keep it locked in a suitcase of glove compartment. Cross off numbers of cashed o~qecks so you have an accurate record of outstanding expenses. Economics, Greenbrier County Realize that even though traveler's checks are more acceptable than personal checks, you still witl need some identification. If you're outside the L)nited States, you may have to produce a passport. In this country, you may have to show a driver's license. Shop around before cashing any traveler's checks when you're out of the country. A bank or issuing com- pany probably will give you a better rate of exchange than a merchant or hotel. After you get home, you may want to cash in left-over checks -- unless you'll be traveling again very soon. With increasing inflation, you may want to convert the checks into some form of an investment to earn a return for you -- instead of for the issuing company. The issuing company makes money off your un-cashed checks. One major traveler's check issuer expects checks to be outstanding for about 55 days. Until checks are cashed, the company invests the money and earns interest on it. The longer your checks are outstanding, the more interest they earn. But if you cash in your checks arid deposit them in a savings or NOW account, then you'll be earn- ing the interest on your money. Traveler's checks are a marvelous convenience for those individuals "on the go." So, use them often, just make certain you are getting your money's worth! TODAY'S CHUCKLE: Isnt the corn purer a great invention9 There are lust as many mistakes as ever, but they are nobody's fault Fox Realty' Of Rupert Affiliates National Firm: Will Open In Fox Realty has been selected by Better homes and Gardens Real Es- tate Service to service the Lewis- burg area. The company name be- came Fox Realty/Better Homes and Gardens, even though the firm re- mains locally owned and operated. Betty Fox, broker-owner of Fox Realty said, "The affiliation positions us to grow as a company. We will have the distinct advantage of bene- fiting from national marketing exper- tise while expanding our local repu- tation." Ms Fox said the decision to accept the Better Homes and Gar- dens invitation to join the national network was "based on a real estate industry that is changing from the selling and buying of houses to the marketing of homes." The company will adopt four process-onented approaches to the business of selling and buying homes. Ms Fox said the systems are attractive because "they are ef- fective for homes of various price ranges and work welt for all consum- ers." Ms Fox said the company has positioned itself to capture future growth by use of these systems to expand its current market base. "We are not looking behind, we're looking to the future," said Ms Fox. "We have a strong commitment to quality homes and services thus allowing the customers of Fox Realty to benefit from the best possible exper- tise in home marketing. The strength and credibility of Better Homes and Gardens will enable us to provide this expertise." Supporting these growth plans is the exclusive marketing territory al- lowed Fox Realty/Better Homes and Gardens. Fox Realty will Better Homes and Gardens{ firm in the company's ture marketing territories. said the firm considered chises before deciding on Homes and Gardens. The company maintains in Rupert, located at 7th Street. The company expand its current sales opening its Lewisburg at 107D East Washington August 10. Randy Schwager, vice of member development Homes and Gardens, said tional network is pleased Fox Realty on board. cited to have a firm with of people and local re Fox Realty has. They type of firm we invite to local reputation, committed to growth," Better Homes and Estate Service was formed and is a national network; 670 firms with more than rices and over 21,300 associates. The Real Estate operating group of ration, a Fortune 500 media company based Moines, Iowa. The cor flagship publication is and Gardens magazine, largest home-and-family with a monthly readershi million. In addition to ma lishing, Meredith also has in book publishing, ing and broadcasting. Corner of Durant Rd. & Liberty St.. Covington, VA Easy Access Off 1-64, Exit 4 First Covington Exit 1-703-962-8300 III II I i NOW OPEN 8 Distincliw Lines of :Cabinetry Come in & Save >. White- Westinghouse Appliances Browse through our showroom and see how exerting a Brier !n~erlols i,,~tchen c.-3n be. Brier Inlenors has the styles to surf your taste and budget Choose from traditional door styles m ;qickory Che,ry, Oak or Maple *n up [o seven hand-rubbed finishes. Or choose from the high.rech iam;n,:ltes and woods of Our European rrameless line. Euro 6 Both tradit~nal and Euro 6 lines offer o~,er 65 co vet ence tealures to make your cabinetry functional as well as beautiful. Create exciling cabinetry ideas for your k~1chen, or any roOm m your home. Our professlonaI designers offer a free design service. Just bring tn your room measurements and ideas and we'ti give you a quotation on the cabinetry of your choice. Come in and see for yoursetf how easily Brier interiors can pJan cabJnefry for your Iifeslyle, .and your budget rler 152 Seneca Trail 645-1401 II Set Up & Deliver~,d' Local Financing Available "We Have A Home To Fit Every Individual's Needs!" Featuring C]I,&YTON and Homes Manufacturers of Affordable, Quality-Built Homes "The Home People" 1230 South Craig Ave., Covington, VA PHONE 96S-home see Gerald Morris, Katie Moody, Bill Moody, or Todd Moody Open Monday - Saturday ?ANt - 5PM VAVL Local Valley Retired Employees Hold Monthly The Greenbrier Valley Chapter #994 of the National Association of Retired Federal Employees (NARFE) met June 27, at the City Hall in Alderson with thirteen mem- bers present. The meeting was opened with a devotional on "Forgiveness" by Wanda K. Hinkley. The business meeting was conducted by Wanda K. Hinkley, pf'~sident. In the Sun- shine Report from Alderson, it was reported that Velvia Kincaid was in the Alleghany Regional Hospital. A discussion followed an introduction of an article on comfrey, a perennial plant which is used as a remedy of arthritis, rheumatism, sciatica or in- flammation of the joints. Comfrey is referred to as the healing herb. John McMillion, Service Officer, read from the last publication of the National Office of NARFE that the Member Services Section is now en- titled Retirement Benefit Section. The office gives up-to-date informa- tion regarding retirement issues. Some states withhold from annuity checks. At West Virginia is not The Wall Street journal 1990, had an article Supreme Court ruling must provide relief to tax paid state taxes that found to be on established legal The motion was McHale, seconded by ercy, and carried for Oliverio of Clarksburg, proxy delegate for the National Convention ville, Kentucky in The meeting closed will1 ing of "Blest Be The Tie Members present were Andrews, Goldie McMillion, Mike McHale, Kershner, Bonnie Kirby, Martin, Mary Holder, GIE meron, Prudence Piercy, Hinkley, Jack C. Burkey J. Grevittius. YOUR ADVERTISEMENT LOOKS GOOD IN THE MOUNTAIN Soon there will be a better way to or sell a home in Greenbrier County Watch for us! better way to sell your home. Each firm independently owned and operated. Cc'~ Copyright Meredith Corporation 1989. All rights reserved. 26, 1! a memb